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عمومی::
برنامهریزی مالی
Chapter 3 begins with simple models for financial planning using balance sheets extended to include planned future cash flows.
Aesop's fable of the grasshopper and the ants reminds us that financial plan- ning in some form has been around for more than two thousand years.
Difficulty in dealing with such questions suggests the need for further thinking about the nature of good financial planning.
We begin our description of better financial advice by discussing financial planning,
It portrays financial planning as smoothing consump- tion over a lifetime in which employment income is accumulated and then dis- persed in order to fund retirement.
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